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PCI DSS Level 1 Certified

MLM Payment Gateway Integration — 25+ Global Gateways

Connect your MLM business to the world's most trusted payment gateways. PayPal, Stripe, Razorpay, Coinbase, CCAvenue, UPI, crypto & more — all integrated natively with automated commission payouts, multi-currency support, and zero downtime.

No Setup Fees
48-Hour Integration
99.9% Uptime SLA
Free Migration
25+
Payment Gateways
150+
Currencies Supported
99.9%
Transaction Uptime
48hr
Integration Setup
2500+
MLM Businesses

25+ Payment Gateways Integrated with MLM Software

From global leaders like PayPal and Stripe to India-specific solutions like Razorpay and CCAvenue — every gateway is deeply integrated with commission calculation, distributor e-wallets, and automated payout systems.

CCAvenue
India

CCAvenue

India's Veteran Payment Gateway

  • 200+ payment options in one integration
  • Multi-currency (27 currencies)
  • OTP-based authentication
  • Recurring & subscription billing
  • Dedicated MLM payment dashboard
Cards Net Banking UPI Wallets
PayU
India Global

PayU

Global Payment Gateway

  • Present in 50+ markets globally
  • PayU Money payout integration
  • Saved card tokenisation
  • Instant refund processing
  • MLM-optimised checkout flow
Cards UPI Net Banking BNPL
Crypto Global

Coinbase Commerce

Crypto Payment Gateway

  • BTC, ETH, USDT, LTC, USDC & more
  • Non-custodial: crypto goes direct to wallet
  • Distributor payouts in preferred crypto
  • Auto-conversion to fiat available
  • Real-time blockchain confirmation
Bitcoin Ethereum USDT USDC
2CO
Global

2Checkout (Verifone)

Global Commerce Platform

  • 200+ markets, 8 payment methods
  • Subscription & recurring billing
  • Global tax & compliance automation
  • Multi-currency pricing display
  • Flexible payout scheduling
Visa / MC PayPal Wire Transfer
Braintree
Global

Braintree (PayPal)

Full-Stack Payment Platform

  • Drop-in UI for rapid integration
  • Card vaulting for repeat purchases
  • Venmo, PayPal & Apple Pay supported
  • 3D Secure 2.0 fraud protection
  • Real-time webhook commission triggers
Cards Venmo Apple Pay
Paytm
India Popular

Paytm

India's Super Payment App

  • 300M+ registered Paytm users
  • QR code & UPI payments
  • Paytm Wallet payouts to distributors
  • Postpaid (BNPL) support
  • Business dashboard integration
Paytm Wallet UPI Postpaid
PhonePe
India

PhonePe

UPI-First Payment Platform

  • 500M+ registered users
  • Instant UPI payment confirmation
  • PhonePe for Business dashboard
  • Auto-commission disbursement
  • QR & deep link payment modes
UPI Cards Net Banking
Global New

Google Pay

Google's Digital Payment Solution

  • 100M+ users in India alone
  • One-tap checkout integration
  • UPI & saved card support
  • Tokenised transaction security
  • Android & web SDK available
UPI Saved Cards Bank
Global

Apple Pay

iOS / Safari Payment Solution

  • Face ID / Touch ID authentication
  • Works on Safari, iOS & macOS
  • Tokenised card data (PCI-safe)
  • One-tap checkout for distributors
  • Integrated via Stripe/Braintree API
Apple Card Debit Card Credit Card
Crypto

BitPay

Business Bitcoin Payment Gateway

  • BTC, ETH, XRP, DOGE & stablecoins
  • Instant settlement in USD / EUR
  • BitPay Send for distributor payouts
  • Zero chargebacks guaranteed
  • OFAC-compliant KYC screening
Bitcoin Ethereum USDT Stablecoins
Global India

NEFT / RTGS / SWIFT

Direct Bank Transfer Methods

  • NEFT (India domestic transfers)
  • RTGS (same-day high-value payments)
  • SWIFT (cross-border international)
  • Bulk payout via bank APIs
  • Automated reconciliation engine
NEFT RTGS IMPS SWIFT
UPI
India Popular

UPI (Unified Payments Interface)

India's Instant Payment System

  • ₹10 Lakh per transaction limit
  • Works with all major UPI apps
  • 24×7 instant transfers, zero downtime
  • QR code payment at distributor checkout
  • Collect & payout via VPA/handle
GPay PhonePe Paytm BHIM
Authorize.Net
Global

Authorize.Net

US Market Payment Gateway

  • 30+ years of industry trust
  • Advanced Fraud Detection Suite (AFDS)
  • Customer Information Manager (CIM)
  • ACH / eCheck support
  • REST API for MLM commission triggers
Visa / MC eCheck Apple Pay
Skrill
Global

Skrill

European Digital Wallet

  • 40+ currencies, 120+ countries
  • Fast & low-fee international payouts
  • Rapid Transfer (bank transfer via Skrill)
  • Prepaid Mastercard for distributors
  • Used by 20M+ users worldwide
Skrill Wallet Cards Rapid Transfer
NETELLER
Global

Neteller

International E-Wallet Solution

  • 22+ currencies, 100+ countries
  • Net+ Mastercard for cash withdrawals
  • Instant peer-to-peer transfers
  • Mass payout API for MLM networks
  • Strong privacy & security controls
Neteller Account Net+ Card Bank
Cashfree
India New

Cashfree Payments

India Fintech Payments Leader

  • Instant payouts to 100+ banks
  • AutoCollect for UPI & NEFT
  • Split payments for multi-level payouts
  • Aadhaar-based eKYC verification
  • Best-in-class API documentation
UPI NEFT/IMPS Cards
Instamojo
India

Instamojo

SMB-Focused India Gateway

  • Simple no-code payment links
  • Payout to any bank in 2 days
  • Built-in storefront for MLM products
  • EMI & cardless credit options
  • WhatsApp-based payment sharing
UPI Net Banking Cards

Custom Gateway Integration

Don't see your gateway? We integrate any payment provider — regional, local or proprietary.

Request Integration

How Payment Gateway Integration Works with MLM Software

A seamless 6-step workflow that connects any payment gateway directly to your MLM commission engine, e-wallet, and distributor payout system — fully automated with zero manual intervention.

1

Distributor Purchase

Distributor selects product or membership and chooses preferred payment method (UPI, card, crypto, etc.)

2

Secure Payment Processing

Transaction is encrypted (TLS 1.3) and routed through the selected payment gateway with PCI DSS compliance.

3

Payment Confirmation

Gateway sends a real-time confirmation webhook to the MLM platform — transaction logged in the audit ledger.

4

BV/PV Assignment & Commission Calculation

Business Volume (BV) and Points Volume (PV) are assigned. The commission engine calculates bonuses for all qualifying uplines instantly.

5

E-Wallet Credit

Calculated commissions are credited to distributors' e-wallets in real-time — full transparency through the back-office dashboard.

6

Automated Payout

On payout day, funds are automatically transferred to distributors' bank accounts, PayPal, UPI IDs, or crypto wallets — zero manual processing.

Every Payment Method Your Distributors Will Ever Need

From traditional credit cards and bank transfers to UPI, crypto wallets, and BNPL — our MLM platform supports every payment preference across 120+ countries.

💳
Visa
Credit & Debit worldwide
💳
Mastercard
Global card network
💳
American Express
Premium cards
💳
RuPay
India's domestic card
💳
Diners Club
Premium travel card
🔒
3D Secure
OTP authentication
📋
Virtual Cards
Distributor payouts
📱
Tokenised Cards
PCI-safe storage
📱
Google Pay
Instant UPI payments
📱
PhonePe
UPI super app
📱
Paytm UPI
Instant transfers
🇮🇳
BHIM UPI
NPCI's official app
🔲
QR Code Pay
Scan to pay
🔗
UPI Collect
Pull payment request
📋
UPI AutoPay
Recurring mandates
💬
UPI Deep Link
App-to-app payment
🅿️
PayPal
200+ countries
📦
Paytm Wallet
India's super wallet
💜
Skrill
European e-wallet
Neteller
International wallet
🍎
Apple Pay
iOS native wallet
🔵
Samsung Pay
Android NFC wallet
🟠
Amazon Pay
Amazon balance wallet
🏦
Airtel Money
Telecom wallet
Bitcoin (BTC)
World's first crypto
Ξ
Ethereum (ETH)
Smart contract chain
💲
USDT (Tether)
USD-pegged stablecoin
💲
USDC
Circle's stablecoin
🔶
BNB (Binance)
BSC ecosystem token
🐕
Dogecoin
Meme coin payments
🔷
Litecoin
Fast, low-fee crypto
🔴
XRP (Ripple)
Fast global transfers
🏦
NEFT
India domestic batch transfer
🏦
RTGS
Real-time gross settlement
IMPS
24×7 instant payment
🌍
SWIFT
International wire transfer
🇪🇺
SEPA
European bank transfer
🇺🇸
ACH
US automated clearing house
eCheck
Electronic check processing
📊
Bulk Payouts
Mass distributor payments
📅
No-Cost EMI
Interest-free installments
🏷️
Bajaj Finserv EMI
India's top BNPL
💰
LazyPay
Buy now, pay later
🦊
ZestMoney
Cardless EMI option
📱
Simpl
1-tap BNPL checkout
💳
HDFC CardEMI
Credit card EMI
🟢
Klarna
Global BNPL leader
🔵
Afterpay
AUS/US BNPL platform

Enterprise-Grade Payment Features Built for MLM

Every feature designed specifically for the unique needs of multi-level marketing businesses — from commission triggers to multi-currency payouts at scale.

Automated Commission Disbursements

Every payment triggers instant BV/PV calculation and commission distribution to all qualifying uplines — 100% automated, zero manual processing, with sub-4ms latency.

150+ Currency Multi-Currency Support

Real-time exchange rate conversion with live forex feeds. Distributors transact in local currency while you manage a single consolidated financial dashboard.

Cryptocurrency Payment Processing

Accept BTC, ETH, USDT, USDC, BNB & 50+ coins via Coinbase Commerce and BitPay. Optional auto-conversion to fiat. Ideal for global blockchain MLM networks.

PCI DSS Level 1 Compliance

Highest industry security standard. TLS 1.3 encryption, card data never stored on our servers, tokenisation, 3D Secure 2.0 authentication and annual penetration testing.

Real-Time Transaction Monitoring

Live dashboard showing every payment, commission trigger, e-wallet credit and payout in real-time. Instant alert for failed transactions, chargebacks, or anomalies.

Instant Payout Processing

Configurable payout schedules — daily, weekly, monthly, or on-demand. Supports bank transfer, UPI, PayPal, crypto wallet, and prepaid card disbursements simultaneously.

Fraud Detection & Prevention

ML-powered fraud scoring, velocity checks, device fingerprinting, geo-IP verification, and chargeback management. Saved $400K+ in fraud for one client in year one.

Automated Tax & Invoice Generation

Auto-generate GST, VAT, TDS-compliant invoices for every transaction. Supports 50+ country tax rules. Full audit trail for compliance reporting and tax filing.

API-First Architecture

REST API with comprehensive documentation for custom integrations. Webhook support for real-time event handling. Connect any gateway, ERP, CRM, or accounting system.

Bank-Grade Security for Every MLM Transaction

Your distributors' financial data and commissions are protected by enterprise-grade security standards — the same used by global banks and Fortune 500 companies.

PCI DSS Level 1

The highest level of PCI compliance. All payment data encrypted at rest and in transit. Card data never stored — only secure tokens used.

TLS 1.3 Encryption

All transactions use TLS 1.3 with 256-bit AES encryption. Perfect Forward Secrecy (PFS) ensures past sessions remain secure even if keys are compromised.

3D Secure 2.0 Authentication

Frictionless authentication for low-risk transactions. Strong authentication (OTP/biometric) for high-risk payments. Reduces chargebacks by up to 87%.

KYC / AML Compliance

Automated KYC verification (Aadhaar, PAN, passport), OFAC watchlist screening, suspicious transaction reporting (STR), and AML compliance workflows.

Fraud Detection Engine

Real-time ML-based fraud scoring, velocity rule engine, device fingerprinting, geo-IP checks, and automated chargeback management to protect your revenue.

GDPR / PDPA / CCPA Ready

Full compliance with global privacy regulations. Data residency controls, right to erasure, consent management, and regional data storage options for 50+ jurisdictions.

PCI DSS Level 1
ISO 27001
AWS Infrastructure
TLS 1.3 Encrypted
GDPR Compliant
SOC 2 Type II
DPDP Act 2023
CCPA Ready

Localised Payment Solutions for Every Market

Whether your MLM network spans India, the US, Europe, or Southeast Asia — we have the right payment gateway combination for each market with local compliance built-in.

🇮🇳

India

Primary: Razorpay, Paytm, CCAvenue, PayU
Methods: UPI, NEFT, RTGS, IMPS, Net Banking, Cards, Wallets, EMI
🇺🇸

United States

Primary: Stripe, PayPal, Authorize.Net, Braintree
Methods: Cards, ACH, Apple Pay, Google Pay, eCheck, Crypto
🇬🇧

United Kingdom

Primary: Stripe, PayPal, Braintree, Skrill
Methods: Cards, SEPA, Faster Payments, Open Banking
🇪🇺

Europe

Primary: Stripe, 2Checkout, Skrill, Neteller
Methods: SEPA, SOFORT, iDEAL, Bancontact, Cards
🇸🇬

Southeast Asia

Primary: Stripe, PayPal, 2Checkout
Methods: GrabPay, PromptPay, FPX, Cards, QRIS
🇦🇪

Middle East & Africa

Primary: PayU, 2Checkout, PayPal
Methods: Cards, PayFast, Telr, eWallet, SWIFT
🇦🇺

Australia / NZ

Primary: Stripe, PayPal, Braintree
Methods: Cards, BECS, PayID, Afterpay, POLi
🌍

Custom Integration

Any gateway: Regional, local or proprietary
Timeline: 48–72 hours integration turnaround

What Our Clients Say About Payment Integration

"
★★★★★

"The Razorpay + UPI integration was live in under 48 hours. Our 12,000+ Indian distributors now get instant commission payouts to their bank accounts. Zero manual work, zero errors. Game-changer for our health & wellness MLM."

RS
Rajesh Sharma
CEO, PureVita India MLM Network
"
★★★★★

"We operate in 18 countries. Global MLM connected Stripe, PayPal and local gateways for each market. 150+ currency support means our US, UK and Australian teams all see commissions in their local currency. Brilliant solution."

SM
Sarah Mitchell
COO, GlobalReach Network Marketing
"
★★★★★

"As a crypto-focused MLM, Coinbase Commerce integration was non-negotiable. The team deployed it in 2 days with full USDT and ETH support. Distributors love receiving commissions directly in crypto. Absolutely recommend."

AK
Alex Kumar
Founder, CryptoWealth MLM Platform

Payment Gateway Integration FAQs

Everything you need to know about integrating payment gateways with your MLM software platform.

We support 25+ payment gateways including PayPal, Stripe, Razorpay, CCAvenue, PayU, 2Checkout, Coinbase Commerce, BitPay, Braintree, Paytm, PhonePe, Google Pay, Apple Pay, Authorize.Net, Skrill, Neteller, Cashfree, Instamojo, and all UPI, NEFT, RTGS, SWIFT and bank transfer methods. Custom gateway integration is available for any regional or proprietary gateway within 48–72 hours.
Every successful payment triggers a real-time webhook to our commission engine. The engine instantly assigns Business Volume (BV) and Points Volume (PV) based on the product or plan purchased, then calculates commissions for all qualifying uplines according to your configured compensation plan rules. The entire cycle completes in under 4 milliseconds with 100% accuracy.
Yes. Our payment gateway module is PCI DSS Level 1 compliant — the highest level of security certification. All transactions are encrypted with TLS 1.3, card data is never stored on our servers (only secure tokens), and we maintain 3D Secure 2.0 authentication. We undergo annual third-party security audits and penetration testing to maintain compliance.
Yes. Through our Coinbase Commerce and BitPay integrations, distributors can choose to receive MLM commissions directly to their crypto wallets. We support BTC, ETH, USDT, USDC, BNB, LTC, XRP, and DOGE. Auto-conversion to fiat is also available for distributors who prefer stability. This is particularly popular for cross-border MLM networks where traditional banking is limited.
Standard integrations (PayPal, Stripe, Razorpay, CCAvenue, PayU) are live within 48 hours. Crypto gateway integrations (Coinbase, BitPay) take 24–48 hours. Custom or proprietary gateway integrations typically require 48–72 hours. All integrations include full testing, sandbox verification, go-live support, and post-launch monitoring.
We support 150+ fiat currencies with real-time exchange rate feeds from multiple financial data providers. Distributors see pricing and commissions in their local currency. The admin can set a base currency and configure automatic conversion rules. This supports global MLM businesses operating across multiple continents from a single platform.
Yes. Our platform fully supports recurring billing for membership renewals, auto-ship product orders, and subscription-based MLM plans. Supported through Stripe Subscriptions, Razorpay UPI AutoPay, PayPal Recurring Payments, and CCAvenue Recurring. Commission calculations trigger automatically on each successful recurring payment.
Absolutely. Our REST API and webhook architecture supports any payment gateway with a standard API. We have integrated 50+ custom gateways across 50+ countries including regional providers in Latin America, Africa, Southeast Asia, and Eastern Europe. Contact our team with your gateway details and we'll provide a custom integration quote with a 48–72 hour turnaround estimate.
Failed payments trigger automatic email/SMS notifications to distributors with retry instructions. Chargebacks are managed through our integrated dispute resolution module — the admin receives instant alerts, evidence is auto-compiled from transaction logs, and the chargeback workflow guides you through the response process. Our fraud detection typically prevents 87% of fraudulent chargebacks before they occur.
Yes. The payment module auto-calculates GST (India), VAT (Europe/UK), sales tax (US states), TDS on distributor commissions, and 50+ other tax rules globally. Tax-compliant invoices and receipts are auto-generated for every transaction and payout, and exportable in PDF, Excel, and JSON formats for accounting system integration.

See Our Payment Gateway Integration Live in Action

Schedule a 1-on-1 demo with our payment integration specialists. We'll show you a live demo configured to your exact MLM plan and payment gateway preferences.

Live demo with your preferred gateways active
Real-time commission calculation demonstration
Custom pricing tailored to your business size
30-day risk-free trial — no credit card required
48-hour deployment — go live this week
Free migration from your existing platform

401 Front Side 1st Floor, Patel Nagar West, New Delhi – 110008, India

Demo Request Sent!

Thank you! Our payment integration specialist will contact you within 24 hours to schedule your personalised demo.

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Book Your Free Payment Gateway Demo

⚡ Limited availability — only 20 demo slots per week

No credit card required · Free 30-day trial included · 100% confidential