/* ==============================================
   GLOBAL MLM SOFTWARE — FINANCE & INSURANCE PAGE
   finance-insurance.css — Page-specific styles
   Extends: css/style.css
   Theme: Emerald / Teal / Deep Slate / Gold
   ============================================== */

/* ===========================
   BREADCRUMB BAR
   =========================== */
.breadcrumb-bar {
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
  padding: 0.625rem 0;
}
.breadcrumb {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.375rem;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 0.8125rem;
}
.breadcrumb li { display: flex; align-items: center; }
.breadcrumb a { color: var(--gray-500); font-weight: 500; }
.breadcrumb a:hover { color: var(--fi-emerald); }
.breadcrumb li[aria-current="page"] { color: var(--gray-900); font-weight: 600; }
.breadcrumb i { color: var(--gray-400); font-size: 0.65rem; }

/* ===========================
   CSS OVERRIDES — FINANCE EMERALD THEME
   =========================== */
:root {
  --fi-emerald:        #059669;
  --fi-emerald-dark:   #065f46;
  --fi-emerald-light:  #34d399;
  --fi-teal:           #0d9488;
  --fi-teal-light:     #2dd4bf;
  --fi-gold:           #f59e0b;
  --fi-gold-light:     #fcd34d;
  --fi-slate:          #0a1628;
  --fi-slate-mid:      #0f2137;
  --fi-blue:           #1d4ed8;
  --fi-blue-light:     #60a5fa;
  --fi-glow:           0 0 40px rgba(5,150,105,0.3);
  --radius-2xl:        32px;
}

/* ===========================
   EEAT AUTHOR BOX
   =========================== */
.eeat-author-box {
  display: flex;
  gap: 1.25rem;
  background: linear-gradient(135deg, rgba(5,150,105,0.05), rgba(13,148,136,0.04));
  border: 1px solid rgba(5,150,105,0.2);
  border-left: 4px solid var(--fi-emerald);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  margin-bottom: 3rem;
  align-items: flex-start;
}
.eeat-avatar {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--fi-emerald), var(--fi-teal));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1.375rem;
  flex-shrink: 0;
}
.eeat-name { font-weight: 700; color: var(--gray-900); margin-bottom: 0.375rem; }
.eeat-creds {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.8125rem;
  color: var(--gray-500);
}
.eeat-creds span { display: flex; align-items: center; gap: 0.3rem; }
.eeat-creds i { color: var(--fi-emerald); }

/* ===========================
   HERO — FINANCE & INSURANCE THEME
   =========================== */
.hero-fi {
  background: linear-gradient(135deg, #061028 0%, #0a1f3d 40%, #071a2c 100%);
  position: relative;
  overflow: hidden;
  padding: calc(var(--gnav-h, 70px) + 5rem) 0 4rem;
  min-height: 90vh;
}
.hero-fi .hero-bg-shapes .shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(70px);
  opacity: 0.18;
  pointer-events: none;
}
.hero-fi .shape-1 {
  width: 520px; height: 520px;
  background: radial-gradient(circle, #059669, transparent 70%);
  top: -120px; right: 4%;
}
.hero-fi .shape-2 {
  width: 380px; height: 380px;
  background: radial-gradient(circle, #0d9488, transparent 70%);
  bottom: -80px; left: 8%;
}
.hero-fi .shape-3 {
  width: 300px; height: 300px;
  background: radial-gradient(circle, #f59e0b, transparent 70%);
  top: 35%; left: 30%;
}
.hero-fi .grid-overlay {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(5,150,105,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(5,150,105,0.04) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}
.hero-fi-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
@media (max-width: 1024px) {
  .hero-fi-container { grid-template-columns: 1fr; gap: 3rem; }
}
.hero-fi-copy .hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(5,150,105,0.12);
  border: 1px solid rgba(5,150,105,0.3);
  color: var(--fi-emerald-light);
  padding: 0.45rem 1rem;
  border-radius: 100px;
  font-size: 0.8125rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
}
.hero-fi-copy .hero-headline {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 1.25rem;
}
.hero-fi-copy .hero-subheadline {
  font-size: 1.0625rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.8;
  margin-bottom: 2rem;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.875rem;
  margin-bottom: 2rem;
}
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 0.625rem;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.65);
}
.trust-item i { color: var(--fi-emerald-light); }

/* ===========================
   FI HERO DIAGRAM — fhd-*
   =========================== */
.fi-hero-diagram {
  background: linear-gradient(135deg, rgba(5,150,105,0.08), rgba(10,22,40,0.95));
  border: 1px solid rgba(5,150,105,0.25);
  border-radius: 1.25rem;
  padding: 1.5rem;
  box-shadow: var(--fi-glow);
  position: sticky;
  top: 90px;
}
.fhd-header {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--fi-emerald-light);
  margin-bottom: 1.25rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid rgba(5,150,105,0.15);
}
.fhd-header i { color: var(--fi-emerald-light); font-size: 1rem; }
.fhd-badge {
  margin-left: auto;
  background: linear-gradient(135deg, #059669, #0d9488);
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
  padding: 0.2rem 0.7rem;
  border-radius: 100px;
}

/* Finance product/plan tiers */
.fhd-products {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
}
.fhd-product {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(5,150,105,0.12);
  border-radius: 0.625rem;
  padding: 0.625rem 0.875rem;
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.85);
}
.fhd-product-icon {
  width: 30px; height: 30px;
  background: linear-gradient(135deg, var(--fi-emerald), var(--fi-teal));
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  font-size: 0.875rem;
  flex-shrink: 0;
}
.fhd-product-name { font-weight: 700; color: var(--fi-emerald-light); flex: 1; }
.fhd-product-comm { font-size: 0.75rem; color: var(--fi-gold-light); font-weight: 600; }

/* Metrics row */
.fhd-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.625rem;
  margin-bottom: 1rem;
}
.fhd-metric-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(5,150,105,0.14);
  border-radius: 0.75rem;
  padding: 0.75rem 0.5rem;
  text-align: center;
}
.fhd-metric-num {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--fi-emerald-light);
}
.fhd-metric-lbl {
  font-size: 0.7rem;
  color: rgba(255,255,255,0.5);
  margin-top: 0.2rem;
}

/* Industry tags */
.fhd-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-top: 0.75rem;
}
.fhd-tag {
  background: rgba(5,150,105,0.1);
  border: 1px solid rgba(5,150,105,0.2);
  color: var(--fi-emerald-light);
  font-size: 0.7rem;
  font-weight: 600;
  padding: 0.25rem 0.65rem;
  border-radius: 100px;
}

/* ===========================
   STATS BAR
   =========================== */
.stats-section {
  background: linear-gradient(135deg, var(--fi-emerald-dark) 0%, #061028 100%);
  padding: 2rem 0;
}
.stats-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0;
}
.stat-box {
  flex: 1;
  min-width: 140px;
  text-align: center;
  padding: 1.25rem 1rem;
  border-right: 1px solid rgba(255,255,255,0.08);
}
.stat-box:last-child { border-right: none; }
.stat-number {
  font-size: 2rem;
  font-weight: 800;
  color: #fff;
  line-height: 1;
  margin-bottom: 0.375rem;
}
.stat-number span { color: var(--fi-emerald-light); }
.stat-desc { font-size: 0.8rem; color: rgba(255,255,255,0.6); }
@media (max-width: 640px) {
  .stat-box { flex-basis: 50%; border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); }
}

/* ===========================
   CONTENT SECTIONS
   =========================== */
.content-section { padding: 5rem 0; }
.bg-light-section { background: var(--gray-50); }
.bg-dark-section  { background: linear-gradient(135deg, #061028 0%, #0a1f3d 100%); }
.section-header   { margin-bottom: 3rem; }
.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  background: rgba(5,150,105,0.08);
  border: 1px solid rgba(5,150,105,0.2);
  color: var(--fi-emerald);
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 0.35rem 0.875rem;
  border-radius: 100px;
  margin-bottom: 1rem;
}
.section-header h2 {
  font-size: clamp(1.625rem, 3vw, 2.375rem);
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 1rem;
}
.section-intro {
  font-size: 1.0625rem;
  color: var(--gray-600);
  max-width: 720px;
  line-height: 1.8;
}
.text-center { text-align: center; }
.text-center .section-intro { margin: 0 auto; }

/* ===========================
   INTRO CARDS — fiic-*
   =========================== */
.fi-intro-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
}
.fiic-card {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  transition: box-shadow 0.25s, transform 0.25s;
}
.fiic-card:hover { box-shadow: 0 10px 28px rgba(5,150,105,0.1); transform: translateY(-3px); }
.fiic-icon { font-size: 1.75rem; color: var(--fi-emerald); margin-bottom: 1rem; }
.fiic-title { font-size: 1rem; font-weight: 700; color: var(--gray-900); margin-bottom: 0.5rem; }
.fiic-desc  { font-size: 0.875rem; color: var(--gray-600); line-height: 1.65; }

/* ===========================
   INTRO TEXT
   =========================== */
.fi-intro-text p { font-size: 1rem; color: var(--gray-700); line-height: 1.9; }

/* ===========================
   INTERNAL LINK CARDS
   =========================== */
.fi-link-cards {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 2rem;
}
.fi-link-card {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(5,150,105,0.06);
  border: 1px solid rgba(5,150,105,0.18);
  color: var(--fi-emerald);
  font-size: 0.8125rem;
  font-weight: 600;
  padding: 0.5rem 1rem;
  border-radius: 100px;
  text-decoration: none;
  transition: background 0.2s, color 0.2s;
}
.fi-link-card:hover { background: var(--fi-emerald); color: #fff; }

/* ===========================
   HOW IT WORKS STEPS — how-fi-*
   =========================== */
.how-fi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}
.how-fi-step {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  position: relative;
  transition: box-shadow 0.25s, transform 0.25s;
}
.how-fi-step:hover { box-shadow: 0 12px 32px rgba(5,150,105,0.1); transform: translateY(-3px); }
.how-fi-num { font-size: 3rem; font-weight: 900; color: rgba(5,150,105,0.08); line-height: 1; margin-bottom: 0.5rem; }
.how-fi-icon { font-size: 1.75rem; color: var(--fi-emerald); margin-bottom: 0.875rem; }
.how-fi-step h3 { font-size: 1rem; font-weight: 700; color: var(--gray-900); margin-bottom: 0.5rem; }
.how-fi-step p  { font-size: 0.875rem; color: var(--gray-600); line-height: 1.7; }

/* ===========================
   PLAN ACCORDION — fipa-*
   =========================== */
.fi-plan-accordion { max-width: 860px; margin: 2rem auto 0; }
.fipa-item {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  margin-bottom: 0.625rem;
  overflow: hidden;
  transition: border-color 0.2s;
}
.fipa-item.open { border-color: rgba(5,150,105,0.35); }
.fipa-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.125rem 1.5rem;
  background: #fff;
  border: none;
  cursor: pointer;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--gray-800);
  text-align: left;
  transition: background 0.2s;
}
.fipa-trigger:hover { background: rgba(5,150,105,0.03); }
.fipa-item.open .fipa-trigger { background: rgba(5,150,105,0.04); color: var(--fi-emerald); }
.fipa-arrow { color: var(--gray-400); font-size: 0.875rem; transition: transform 0.3s; flex-shrink: 0; }
.fipa-item.open .fipa-arrow { transform: rotate(180deg); color: var(--fi-emerald); }
.fipa-body { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
.fipa-item.open .fipa-body { max-height: 800px; }
.fipa-content { padding: 0 1.5rem 1.5rem; font-size: 0.9375rem; color: var(--gray-700); line-height: 1.8; }
.fipa-content ul { padding-left: 1.375rem; margin-top: 0.75rem; }
.fipa-content li { margin-bottom: 0.4rem; }
.fipa-content strong { color: var(--fi-emerald); }

/* ===========================
   FEATURES GRID — fif-*
   =========================== */
.fi-features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}
.fif-card {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-top: 3px solid var(--fi-emerald);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  transition: box-shadow 0.25s, transform 0.25s;
}
.fif-card:hover { box-shadow: 0 10px 28px rgba(5,150,105,0.1); transform: translateY(-3px); }
.fif-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, rgba(5,150,105,0.1), rgba(13,148,136,0.08));
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.375rem;
  color: var(--fi-emerald);
  margin-bottom: 1rem;
}
.fif-title { font-size: 1rem; font-weight: 700; color: var(--gray-900); margin-bottom: 0.5rem; }
.fif-desc  { font-size: 0.875rem; color: var(--gray-600); line-height: 1.65; }

/* ===========================
   BENEFITS DUAL ACCORDION — fib-*
   =========================== */
.fi-benefits-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-top: 2rem;
}
@media (max-width: 768px) { .fi-benefits-grid { grid-template-columns: 1fr; } }
.fib-item { border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; margin-bottom: 0.5rem; }
.fib-item.open { border-color: rgba(5,150,105,0.3); }
.fib-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  padding: 1rem 1.25rem;
  background: #fff;
  border: none;
  cursor: pointer;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-800);
  text-align: left;
  transition: background 0.2s;
}
.fib-trigger:hover { background: rgba(5,150,105,0.03); }
.fib-item.open .fib-trigger { background: rgba(5,150,105,0.04); color: var(--fi-emerald); }
.fib-arrow { color: var(--gray-400); font-size: 0.8rem; transition: transform 0.3s; flex-shrink: 0; }
.fib-item.open .fib-arrow { transform: rotate(180deg); color: var(--fi-emerald); }
.fib-body { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
.fib-item.open .fib-body { max-height: 500px; }
.fib-content { padding: 0 1.25rem 1.25rem; font-size: 0.875rem; color: var(--gray-700); line-height: 1.7; }

/* ===========================
   COMPARISON TABLE — fi-comp-*
   =========================== */
.fi-comp-table-wrap { overflow-x: auto; margin-top: 2rem; }
.fi-comp-table { width: 100%; border-collapse: collapse; font-size: 0.875rem; }
.fi-comp-table th {
  background: linear-gradient(135deg, var(--fi-emerald), var(--fi-teal));
  color: #fff;
  font-weight: 700;
  padding: 0.875rem 1rem;
  text-align: left;
  white-space: nowrap;
}
.fi-comp-table td { padding: 0.8rem 1rem; border-bottom: 1px solid var(--gray-200); vertical-align: middle; }
.fi-comp-table tr:hover td { background: rgba(5,150,105,0.03); }
.fi-comp-table tr.row-hover td { background: rgba(5,150,105,0.05); }
.fi-comp-table .cell-yes { color: #10b981; font-weight: 700; }
.fi-comp-table .cell-no  { color: var(--gray-400); }
.fi-comp-table .cell-highlight { background: rgba(5,150,105,0.07); font-weight: 700; color: var(--fi-emerald-dark); }

/* ===========================
   WHO USES — fi-who-*
   =========================== */
.fi-who-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}
.fi-who-card {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  text-align: center;
  transition: box-shadow 0.25s, transform 0.25s;
}
.fi-who-card:hover { box-shadow: 0 10px 28px rgba(5,150,105,0.1); transform: translateY(-3px); }
.fi-who-icon { font-size: 2rem; color: var(--fi-emerald); margin-bottom: 0.875rem; }
.fi-who-card h3 { font-size: 0.9375rem; font-weight: 700; color: var(--gray-900); margin-bottom: 0.375rem; }
.fi-who-card p  { font-size: 0.8rem; color: var(--gray-600); line-height: 1.6; }

/* ===========================
   CASE STUDY — fi-cs-*
   =========================== */
.fi-case-study-card {
  background: linear-gradient(135deg, #061028 0%, #0a1f3d 100%);
  border: 1px solid rgba(5,150,105,0.2);
  border-radius: 1.25rem;
  padding: 2.5rem;
  margin-top: 2rem;
}
.fi-cs-logo {
  width: 60px; height: 60px;
  background: rgba(5,150,105,0.15);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  color: var(--fi-emerald-light);
  font-size: 1.75rem;
  margin-bottom: 1.25rem;
}
.fi-cs-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 1rem;
  margin: 1.5rem 0;
}
.fi-cs-stat-item {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(5,150,105,0.12);
  border-radius: 0.75rem;
  padding: 1rem;
  text-align: center;
}
.fi-cs-stat-num { font-size: 1.375rem; font-weight: 800; color: var(--fi-emerald-light); }
.fi-cs-stat-lbl { font-size: 0.75rem; color: rgba(255,255,255,0.5); margin-top: 0.25rem; }
.fi-cs-quote {
  border-left: 3px solid var(--fi-emerald-light);
  padding-left: 1.25rem;
  font-style: italic;
  font-size: 0.9375rem;
  color: rgba(255,255,255,0.75);
  margin: 0;
}

/* ===========================
   TESTIMONIALS — fi-testi-*
   =========================== */
.fi-testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}
.fi-testi-card {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  transition: box-shadow 0.25s;
}
.fi-testi-card:hover { box-shadow: 0 10px 28px rgba(5,150,105,0.08); }
.fi-testi-stars { color: var(--fi-gold); font-size: 1rem; margin-bottom: 0.875rem; letter-spacing: 2px; }
.fi-testi-text  { font-size: 0.9375rem; color: var(--gray-700); line-height: 1.75; margin-bottom: 1.25rem; font-style: italic; }
.fi-testi-author { display: flex; align-items: center; gap: 0.875rem; }
.fi-testi-avatar {
  width: 40px; height: 40px;
  background: linear-gradient(135deg, var(--fi-emerald), var(--fi-teal));
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 1rem;
}
.fi-testi-name { font-weight: 700; font-size: 0.9rem; color: var(--gray-900); }
.fi-testi-role { font-size: 0.8rem; color: var(--gray-500); }

/* ===========================
   FAQ ACCORDION — fi-faq-*
   =========================== */
.fi-faq-accordion { max-width: 860px; margin: 2rem auto 0; }
.fi-faq-item { border: 1px solid var(--gray-200); border-radius: var(--radius-lg); margin-bottom: 0.625rem; overflow: hidden; }
.fi-faq-item.open { border-color: rgba(5,150,105,0.35); }
.fi-faq-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.125rem 1.5rem;
  background: #fff;
  border: none;
  cursor: pointer;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--gray-800);
  text-align: left;
  transition: background 0.2s;
}
.fi-faq-trigger:hover { background: rgba(5,150,105,0.03); }
.fi-faq-item.open .fi-faq-trigger { background: rgba(5,150,105,0.04); color: var(--fi-emerald); }
.fi-faq-q { flex: 1; }
.fi-faq-arrow { color: var(--gray-400); font-size: 0.875rem; transition: transform 0.3s; flex-shrink: 0; }
.fi-faq-item.open .fi-faq-arrow { transform: rotate(180deg); color: var(--fi-emerald); }
.fi-faq-body { max-height: 0; overflow: hidden; transition: max-height 0.45s ease; }
.fi-faq-item.open .fi-faq-body { max-height: 600px; }
.fi-faq-content { padding: 0 1.5rem 1.5rem; font-size: 0.9375rem; color: var(--gray-700); line-height: 1.8; }

/* ===========================
   DEMO FORM — fi-demo-*
   =========================== */
.fi-demo-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 3rem;
  align-items: start;
}
@media (max-width: 900px) { .fi-demo-grid { grid-template-columns: 1fr; } }
.fi-demo-form-wrap {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: 1.25rem;
  padding: 2.5rem;
  box-shadow: 0 4px 24px rgba(0,0,0,0.06);
}
.fi-demo-form-wrap h3 { font-size: 1.375rem; font-weight: 800; color: var(--gray-900); margin-bottom: 1.5rem; }
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1rem;
}
@media (max-width: 600px) { .form-row { grid-template-columns: 1fr; } }
.form-group { margin-bottom: 1rem; }
.form-group label { display: block; font-size: 0.875rem; font-weight: 600; color: var(--gray-700); margin-bottom: 0.4rem; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--gray-300);
  border-radius: 0.625rem;
  font-size: 0.9375rem;
  color: var(--gray-800);
  background: #fff;
  transition: border-color 0.2s;
  font-family: inherit;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { outline: none; border-color: var(--fi-emerald); }
.form-group input.error,
.form-group select.error { border-color: #ef4444; }
.fi-submit-btn {
  width: 100%;
  padding: 0.9375rem;
  background: linear-gradient(135deg, var(--fi-emerald), var(--fi-teal));
  color: #fff;
  font-size: 1rem;
  font-weight: 700;
  border: none;
  border-radius: 0.75rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.625rem;
  transition: opacity 0.2s, transform 0.15s;
  margin-top: 0.5rem;
}
.fi-submit-btn:hover { opacity: 0.9; transform: translateY(-1px); }
.form-privacy { font-size: 0.8125rem; color: var(--gray-500); text-align: center; margin-top: 0.875rem; }
.fi-form-success { display: none; flex-direction: column; align-items: center; justify-content: center; gap: 0.75rem; padding: 3rem 2rem; text-align: center; font-size: 3rem; color: var(--fi-emerald); }
.fi-form-success.visible { display: flex; }
.fi-demo-sidebar { position: sticky; top: 90px; }
.fi-trust-badges { display: grid; grid-template-columns: 1fr 1fr; gap: 0.625rem; margin-top: 1.5rem; }
.fi-badge {
  background: rgba(5,150,105,0.06);
  border: 1px solid rgba(5,150,105,0.2);
  border-radius: 0.625rem;
  padding: 0.625rem 0.875rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--fi-emerald-dark);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}
.fi-badge i { color: var(--fi-emerald); }
.trust-list { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 0.625rem; }
.trust-list li { display: flex; align-items: flex-start; gap: 0.5rem; font-size: 0.9375rem; color: var(--gray-700); }
.trust-list i { color: var(--fi-emerald); margin-top: 0.15rem; flex-shrink: 0; }

/* ===========================
   SCROLL REVEAL
   =========================== */
.fi-reveal { opacity: 0; transform: translateY(22px); transition: opacity 0.5s ease, transform 0.5s ease; }
.fi-reveal.visible { opacity: 1; transform: translateY(0); }
.fi-reveal.delay-1 { transition-delay: 0.1s; }
.fi-reveal.delay-2 { transition-delay: 0.2s; }
.fi-reveal.delay-3 { transition-delay: 0.3s; }
.fi-reveal.delay-4 { transition-delay: 0.4s; }

/* ===========================
   ANIMATION FADE-UP
   =========================== */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeLeft {
  from { opacity: 0; transform: translateX(24px); }
  to   { opacity: 1; transform: translateX(0); }
}
.animate-fade-up  { animation: fadeUp  0.7s ease forwards; }
.animate-fade-left{ animation: fadeLeft 0.7s ease forwards; }
.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }

/* ===========================
   STICKY MOBILE CTA
   =========================== */
.fi-sticky-cta {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 900;
  background: #fff;
  border-top: 1px solid var(--gray-200);
  padding: 0.75rem 1rem;
  gap: 0.625rem;
  justify-content: center;
  align-items: center;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.08);
}
.fi-sticky-cta a {
  flex: 1; max-width: 200px; text-align: center;
  padding: 0.75rem 1rem; border-radius: 0.625rem;
  font-size: 0.875rem; font-weight: 700; text-decoration: none;
  display: flex; align-items: center; justify-content: center; gap: 0.4rem;
}
.fi-sticky-cta .demo-cta { background: linear-gradient(135deg, var(--fi-emerald), var(--fi-teal)); color: #fff; }
.fi-sticky-cta .wa-cta   { background: #25d366; color: #fff; }

/* ===========================
   FOOTER
   =========================== */
.site-footer { background: #0f172a; padding: 4rem 0 2rem; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 2.5rem; }
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px)  { .footer-grid { grid-template-columns: 1fr; } }
.footer-brand .brand-logo { display: flex; align-items: center; gap: 0.625rem; text-decoration: none; color: #fff; }
.footer-brand .logo-icon {
  width: 40px; height: 40px;
  background: linear-gradient(135deg, var(--fi-emerald), var(--fi-teal));
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.125rem; color: #fff;
}
.footer-brand .logo-main { font-weight: 800; font-size: 1.0625rem; display: block; }
.footer-brand .logo-sub  { font-size: 0.75rem; color: rgba(255,255,255,0.5); display: block; }
.footer-tagline { font-size: 0.875rem; color: rgba(255,255,255,0.5); line-height: 1.75; margin-bottom: 1.25rem; }
.footer-contact-links { display: flex; flex-direction: column; gap: 0.5rem; margin-bottom: 1.25rem; }
.footer-contact-links a { font-size: 0.875rem; color: rgba(255,255,255,0.6); text-decoration: none; display: flex; align-items: center; gap: 0.5rem; }
.footer-contact-links a:hover { color: var(--fi-emerald-light); }
.footer-contact-links i { width: 16px; color: var(--fi-emerald-light); }
.footer-social { display: flex; gap: 0.625rem; }
.footer-social a {
  width: 34px; height: 34px;
  background: rgba(255,255,255,0.06); border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.5); font-size: 0.875rem; text-decoration: none;
  transition: background 0.2s, color 0.2s;
}
.footer-social a:hover { background: var(--fi-emerald); color: #fff; }
.footer-heading { font-size: 0.875rem; font-weight: 700; color: #fff; margin-bottom: 1rem; text-transform: uppercase; letter-spacing: 0.06em; }
.footer-links { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 0.5rem; }
.footer-links a { font-size: 0.875rem; color: rgba(255,255,255,0.5); text-decoration: none; }
.footer-links a:hover { color: var(--fi-emerald-light); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.06);
  margin-top: 3rem; padding-top: 1.5rem;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 0.75rem;
}
.footer-bottom p { font-size: 0.8125rem; color: rgba(255,255,255,0.35); }
.footer-bottom-links { display: flex; gap: 1.25rem; }
.footer-bottom-links a { font-size: 0.8125rem; color: rgba(255,255,255,0.4); text-decoration: none; }
.footer-bottom-links a:hover { color: var(--fi-emerald-light); }

/* ===========================
   RESPONSIVE
   =========================== */
@media (max-width: 768px) {
  .content-section { padding: 3rem 0; }
  .hero-fi { min-height: auto; padding: calc(var(--gnav-h, 70px) + 3rem) 0 2.5rem; }
  .how-fi-grid { grid-template-columns: 1fr; }
  .fi-features-grid { grid-template-columns: 1fr; }
  .fi-sticky-cta { display: flex; }
  body { padding-bottom: 70px; }
}